we have asked that sir john vickers should chair an independent commission looking at this. it will look at how we can ensure that there is safety and stability in our banking system for good. that was action not taken by the previous government. you look at the recommendations and then decide. >> john redwood. >> thank you, mr. speaker. in the last year, they spent 10,000 pounds for every man, woman, and child in the country, on current public spending, and given that it will go to allow the and thousand 500 in the coming years -- go up to 11,500 for current public spending in the next five years, doesn't it showed that the coalition government cannot get through without any damaging cuts to important services? >> deputy prime minister. >> mr. speaker, as he very well knows, the challenge of filling the huge black hole left to us by labour is indeed a very difficult challenge. one which has been recognized by tony blair in his recent book where he has said, if governments do not tackle deficits -- >> order! order!